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Give your team better health benefits with ICHRA

Remodel Health’s ICHRA+® platform empowers employers to set a predictable budget, give employees more coverage options, and stay fully compliant, all with expert white-glove service every step of the way.

Earning accolades in ICHRA innovation

Why ICHRA?

The individual coverage health reimbursement arrangement (ICHRA) provides employers with predictable costs and empowers employees to select the individual health insurance plan that best suits their needs. 

Predictable, controllable costs

Employers set a monthly contribution that fits their budget.
Predictable, controllable costs

Benefit flexibility and customization

Customize contributions by class, age, and family status.

Benefit flexibility and customization

Better employee experience

Employees choose the health plans that work for them.

Better employee experience
ICHRA administration software

Remodel Health’s ICHRA administration platform makes offering health benefits simple

Our ICHRA+ software and team of experts provide everything you and your clients need to offer competitive health benefits without the administrative hassle.

Review your current benefits

Utilizing our software, our consultants will conduct a comprehensive analysis of the plan design and details for the health benefits you or your clients currently provide. You’ll see exactly how much you can save by switching to ICHRA.

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Design your ICHRA

Our team will guide you through the process of designing your new ICHRA benefit. From setting tax-free contributions to customizing your benefits for your workforce’s needs, we handle the heavy lifting.

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Onboard employees

With Remodel Health, you don’t have to onboard employees on your own. We host virtual or in-person onboarding and education sessions, provide materials, and make it easy for your team to get started with their ICHRA.

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Employees shop for coverage

Employees shop for the best plans for their needs through the Remodel Health platform. We provide guided recommendations, and employees can filter all plans based on their preferred providers and prescriptions. Our licensed, in-house benefits advisors are also available to assist employees with enrolling in individual coverage or Medicare.

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Automated premium payments

Instead of reimbursing employees for their insurance premiums on a monthly basis, Remodel Health’s Autopay feature streamlines the payment process. We transfer funds for premium payments from the employer’s bank accounts to a Remodel Health FMO holding account. After allocating the ICHRA contributions to individual FDIC-insured accounts for each employee, we pay employees’ premiums directly to their carriers. Our Financial Operations Specialists oversee the entire payment process each month, verifying that everything goes smoothly.

Remodel Health integrates with 200+ top payroll and HRIS systems

ICHRA compliance support

We help you satisfy your compliance obligations under the ACA, ERISA, and more by providing required plan documents and ICHRA notices, instructions and data for Form 1094/1095 filings, materials for Medicare reporting, and pre-filled Form 720s for PCORI fees.

Remodel Health is HITRUST, SOC 2 Type II, and HIPAA certified

ICHRA for brokers

We’re the ICHRA administration partner brokers trust. Learn how you can transition your clients from traditional group coverage to an ICHRA.

Trusted by consultants at leading nationwide brokerages

99%+

Automated premium payments accuracy

95%

Customer revenue retention from 2024 to 2025

200+

Employees, the most of any ICHRA administrator

100,000+

Members served

"Stenz wanted to transition from another ICHRA vendor to Remodel Health due to several challenges, particularly around slow service responses. Stenz is absolutely delighted with Remodel Health! They’ve had an incredibly positive experience and couldn’t stop raving about the team’s exceptional responsiveness."
Jon Weaver
Corporate Benefits Consultant, NFP
"Remodel Health made this transition easy for our staff by providing education, numerous phone calls, and an on-site visit to meet with every employee. Once enrollment was complete, the excellent customer service has continued for any employee and HR when there were questions."
Terri Turner
Director of Human Resources, St. Anne's Retirement Community
“ICHRA has allowed our employees to think about what’s inherently best for them. For us to be able to provide that through a really flexible solution through Remodel Health, it reshapes the conversation of what makes a benefit beneficial."
Austin Beachy
Director of HR, PWI
"Remodel Health has partnered with us to provide an excellent experience for our employees when they’re choosing their health benefits. They made us feel that we mattered in the process, that our goals and objectives for our employee base and for our company culture were still important."
Abby Olson
VP of HR, Meyer Foods Management
“I feel like I’ve handed a baton off to [Remodel Health] because they’re getting the same care that they would from me . . . [It’s] refreshing. They care about people as much as I do. They care about the employees, the end users, and they’re dedicated.”
Meleah Noland
Benefits Specialist, Morrison Child and Family Services
“90% of our employees have seen a decrease in their premiums. Some of them have lost all premiums altogether.”
Melanie Nohl
VP of HR, Ironhorse Resources
Full-service ICHRA administration

White-glove service: a true differentiator

Unlike standalone ICHRA software providers, Remodel Health includes full-service support for broker consultants, employers, and employees. Our team of licensed consultants, benefits advisors, and customer success representatives is here to assist your organization and your employees every step of the way.

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Launch Coordinators

With a focus on employee education, they guide you through the onboarding experience. They expertly plan both virtual and onsite educational sessions for new organizations.

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Benefits Advisors

Through one-on-one advisement sessions, they assist employees during the health plan shopping process, ensuring they select, comprehend, and maximize the potential of their plans.

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Customer Success Representatives

Dedicated to service all year long, they assist employers and employees with provider searches, carrier inquiries, payroll issues, and more.

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Account Managers

By working closely with employers and broker consultants, they ensure a smooth rollout of the benefits strategy, guarantee compliance, and provide tailored consultations.

Why Remodel Health?

Expert ICHRA resources

Our team of healthcare experts and innovators are dedicated to generating meaningful resources covering the latest industry trends and news — from blog posts to ebooks.

As enhanced ACA tax credits expire, ICHRA may emerge as an individual market stabilizer
As enhanced ACA tax credits sunset, ICHRA may emerge as an individual market stabilizer

As enhanced ACA tax credits expire, ICHRA may emerge as an individual market stabilizer

Jan 1, 2026 11:15:00 AM 8 min read
Carriers are investing in ICHRA-specific and specialized health plans
Carriers are investing in ICHRA-specific and specialized health plans

Carriers are investing in ICHRA-specific and specialized health plans

Dec 30, 2025 1:15:00 PM 5 min read
The basics of Medicare
The basics of Medicare

The basics of Medicare

Dec 16, 2025 4:00:00 PM 4 min read
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Become an expert with ICHRA AcademyTM

Become an expert with ICHRA AcademyTM
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Don't miss AIM 2026: The Premier ICHRA Conference

Don't miss AIM 2026: The Premier ICHRA Conference
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Remodel Health ICHRA Insights blog

Remodel Health ICHRA Insights blog
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Listen to the ICHRA Exclusive podcast

Listen to the ICHRA Exclusive podcast

Offer an ICHRA with Remodel Health

Let’s build a benefits strategy that works better for your budget and your people.

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