The nation's #1 ICHRA administrator, built for enterprise scale
Remodel Health helps large, distributed organizations design, launch, and manage individual coverage health reimbursement arrangements (ICHRAs) with white-glove service from implementation through renewal. We've served more than 100,000 members across all 50 states, and we show up for you and your clients before, during, and after every sale.
- #1 Largest ICHRA administrator
- 95% client retention vs. 70% industry avg.
- 68 NPS vs. 37 industry avg.
- 25 vs. 2 ICHRA takeover record
Choosing the right administrator is the decision that determines whether ICHRA succeeds
The right administrator removes friction for HR, ensures employees actually use their benefits, and protects your organization from costly mistakes that can derail your strategy. Remodel Health is the ICHRA solution built and trusted for enterprise scale.
Operational strength
99%+ Payment accuracy
AutoPay for premiums directly to carriers.
Overdraft protection
Built-in with no coverage gaps from payment errors.
Audit team
Dedicated team monitors every carrier payment and member enrollment.
Customer care and success
SLA-backed response times
Flexible support models.
Licensed benefit advisors
Provide 1:1 guidance for high-utilizers and complex cases.
4+ year client tenure
Customers stay with Remodel Health for 4+ years on average. We have a 95% retention rate with ICHRA.
Market leadership and scale
Financial stability
Remodel Health is the only profitable ICHRA administrator.
100,000+ members
We serve more than 100K members across all 50 states.
200+ HRIS integrations
Our platform supports more than 200 platform integrations, including ADP, Paylocity, Workday, and UKG.
White-glove service isn't a marketing phrase. It's in our DNA and how we operate every day
Supporting stats:
of employees interact with our team during onboarding
self-select a plan with confidence
of support tickets receive a positive rating
"I feel like I've handed a baton off to [Remodel Health] because they're getting the same care that they would from me... They care about the employees, the end users, and they're dedicated."
Meleah Noland
Benefits Specialist, Morrison Child and Family Services
Proven at scale, across the industries where enterprise ICHRA wins
Enterprise ICHRA isn’t theoretical. It’s already delivering results across complex, highly regulated industries.
Recent enterprise implementations include:
Healthcare
Financial services
Social services
Technology
Nonprofit
Education
Remodel Health is already helping enterprise groups offer ICHRA:
- 640+ lives, senior living network
- 610+ lives, regional health system
- 460+ lives, community hospital
- 350+ lives, health information firm
- 290+ lives, regional social services organization
- 130+ lives, private education institution
And many more.
ICHRA is becoming the enterprise standard
The individual coverage health reimbursement arrangement (ICHRA) is a flexible, cost-controlled alternative to traditional group health insurance. With it, enterprise organizations can control their rising healthcare costs while giving W-2 employees ownership over their individual health plans.
Enterprise adoption of ICHRA is accelerating. From 2024 to 2025, the HRA Council reported a 34% increase among large employers. This growth was driven by the need for predictable costs, flexible plan design, and better employee choice.
Here's how it works:
- Set defined, tax-free monthly employer contributions. You can tailor contributions based on employee classes, such as full-time employees or part-time, or location, such as rating areas, by age, and by family status. There are no annual limits on employer contributions. Employees then use their contribution toward individual health insurance premiums.
- Enable employees to choose their own coverage. Instead of getting stuck with a one-size-fits-all group health plan, your employees shop for individual health plans. Offering an ICHRA triggers a special enrollment period (SEP) for your employees. They can shop for an off-exchange individual health plan directly from their Remodel Health account.
New to ICHRA?
Advantages of ICHRA for enterprise
Enterprise organizations can reap a wide range of benefits when they switch from group health plans to individual health plans through an ICHRA with Remodel Health.
These benefits include:
- Predictable, controllable health benefit spend. Enterprise organizations can establish predictable budgets and fixed contribution amounts for their employee health benefits. By doing so, enterprise organizations can control costs while offering their employees the flexibility to pick health insurance plans that fit their needs.
- Built-in support for multi-state teams. It’s not uncommon for enterprise organizations to have employees working in different locations or remotely. With ICHRA, employees can choose a health insurance plan that's valid in their specific geographic location. This is a great benefit for a multi-state workforce.
- Boost employee retention and satisfaction. According to PeopleKeep by Remodel Health’s 2024 Employee Benefits Survey, 92% of employees consider health benefits important. That level of importance translates directly into retention and performance outcomes, helping improve employee engagement, productivity, and long-term retention. It can also help enterprise organizations differentiate themselves in a competitive talent market and become more attractive to prospective employees.
- Compliance with the Affordable Care Act's employer mandate. To avoid federal employer mandate penalties, applicable large employers (ALEs) must offer employer-sponsored health benefits that meet minimum essential coverage (MEC) and minimum value standards. When ALEs offer affordable ICHRAs, it satisfies the employer mandate since employees need individual health insurance plans that provide MEC to participate in the benefit.
- Reduced administrative burden. ICHRAs are a great way to reduce administrative burden, complexity, and tasks. With ICHRAs, employees are responsible for plan selection and management, which saves enterprise organizations both time and effort. Remodel Health handles onboarding, employee notices, AutoPay for employee health insurance premiums, and supporting compliance reporting.
SIMPLIFYING EMPLOYER-SPONSORED INSURANCE PLANS
See what enterprise ICHRA looks like for your organization.
At Remodel Health, we're dedicated to supporting your enterprise business every step of the way.