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3 Innovations to Group Health Insurance

3 Innovations to Group Health Insurance

Innovations in Health Insurance

Let’s face it, having to actually use your health insurance at all likely means life isn’t going great. Having a bad plan can make it even worse, right? We’re all looking for that perfect world of health insurance, that keeps us feeling safe but doesn’t cost our life savings. But, over the past decade or […]

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Update to HRAs: Individual Coverage

HRAs

Just last week, new HRA rules have been announced in a joint publication by multiple Federal agencies. These rules open up more options to employers who want to help their employees find affordable health coverage, specifically in the form of new HRAs. These two new HRAs are called an Individual Coverage HRA and the Excepted […]

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HMO, EPO or PPO: Decoding Health Insurance (Part 2)

HMO, EPO and PPO

Have you ever wondered if your doctor was in-network? Has your employer ever changed insurance carriers and you were most worried about whether or not you’d be able to keep your primary doctor or your kid’s pediatrician? I’ve had those concerns. I’ve even had to deal with changing doctors because my insurance carrier switched networks. […]

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Cost Sharing Reductions: How to Order a Burger but Get a Steak

Cost sharing reductions

Steak is better than a hamburger (unless you’re 5) Most would agree that steak is better than a hamburger, right? Unless, of course, you’re a 5-year-old. And I have one of those right now at my house. What’s the difference between me and her? I have eaten a lot more food and my pallet is […]

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Apple Trees and Health Insurance: The Continual Growth of the Marketplace

Apple Tree Marketplace Growth

Happy Spring! The season of growth. Just as flowers are blooming and grass is growing, so is the health insurance marketplace. We’ll talk more later about how the marketplace has developed over the years, but it’s undeniable that we are currently in a season of growth for health insurance. One of my favorite things that […]

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