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Growing Pains: Applicable Large Employers

Growing Pains: Applicable Large Employers

Applicable Large Employer

When you reach 50 or more employees, business gets more complicated. Not only do you start to feel growing pains organizationally, but you start to feel it with health insurance costs, too (assuming you have been providing it already). But, technically, you don’t “have to” until you’re an Applicable Large Employer (ALE), right?   When […]

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Comparing Christian Health Care Sharing Ministries

Christian Sharing Ministries

Comparing Christian health care sharing ministries can often feel like ordering pizza in a new place. You have a general idea of what it’s going to look like and how it’s going to taste, but there are still a variety of different options and you may not be sure what style of pizza you’re going […]

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HMO, EPO or PPO: Decoding Health Insurance (Part 2)

HMO, EPO and PPO

Have you ever wondered if your doctor was in-network? Has your employer ever changed insurance carriers and you were most worried about whether or not you’d be able to keep your primary doctor or your kid’s pediatrician? I’ve had those concerns. I’ve even had to deal with changing doctors because my insurance carrier switched networks. […]

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Are Sharing Ministries for Everyone?

Christian Sharing Ministries

When the Affordable Care Act (ACA) was signed into law in March of 2010, it sincerely disrupted the healthcare industry in the United States. The ACA brought about major changes, like removing annual or lifetime limits on insurance payouts, requiring minimum essential coverage and mandating that preexisting conditions must all be covered. Those who endorsed […]

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Advanced Premium Tax Credits: BOGO Coupons of Health Insurance

I’ve found there are two types of people in this world: those who love to go grocery shopping and those who hate it. I find myself in the first category for two specific reasons. The first reason is that I like to know what I get to look forward to eating the following week. The […]

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