đź’ˇ ICHRA 101 Guide: A Breakdown of the Basics

Everything brokers, employers, and HR professionals need to know about providing ICHRAs.

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Ready to bring down your employer health insurance cost? Explore how our HRA administration packages can help.

Our new self-service product, ICHRA Express™, is coming this fall!

Coming this Fall

ICHRA Express™

$40 Monthly Platform Fee
$ 20
PEPM
  • IRS & ACA Compliance Strategy
  • Software-Driven HRA Setup
  • Instant Legal Documentation
  • Platform-Guided Implementation
  • Reimbursement Reporting
  • Employee Shopping Portal
  • Roster Management
  • Knowledge Center
  • Convenient Customer Support
Coming this Fall

ICHRA Express

$40 Monthly Platform Fee
$ 20
PEPM
  • IRS & ACA Compliance Strategy
  • Software-Driven HRA Setup
  • Instant Legal Documentation
  • Platform-Guided Implementation
  • Reimbursement Reporting
  • Employee Shopping Portal
  • Roster Management
  • Knowledge Center
  • Convenient Customer Support

ICHRA+®

Enterprise

$125 Monthly Platform Fee
$ 85
PEPM
  • IRS & ACA Compliance Strategy
  • Custom HRA and Benefit Design
  • Affordability Reporting
  • Reimbursement Reporting
  • Employee Shopping Guidance
  • Payroll Implementation
  • Roster Management
  • Knowledge Center
  • Customized Communication Plan
  • Comprehensive Implementation *
  • Managed Employee Education *
  • Core Strategic Team Support *
  • Designated Strategic Consultant *
  • Quarterly Business Reviews *
  • Annual Benefit Strategy Check *
  • ALE Compliance Reporting
  • Integrations (ADP, Ancillaries, etc)
  • Teladoc Membership with Unlimited $0 Copays

ICHRA+®

Enterprise

$125 Monthly Platform Fee
$ 85
PEPM
  • IRS & ACA Compliance Strategy
  • Custom HRA and Benefit Design
  • Affordability Reporting
  • Reimbursement Reporting
  • Employee Shopping Guidance
  • Payroll Implementation
  • Roster Management
  • Knowledge Center
  • Customized Communication Plan
  • Comprehensive Implementation *
  • Managed Employee Education *
  • Core Strategic Team Support *
  • Designated Strategic Consultant *
  • Quarterly Business Reviews *
  • Annual Benefit Strategy Check *
  • ALE Compliance Reporting
  • Integrations (ADP, Ancillaries, etc)
  • Teladoc Membership with Unlimited $0 Copays

Wage+®

Basic

  • IRS & ACA Compliance Strategy
  • Knowledge Center
  • Autopay Employee Premiums
  • Payroll Implementation
  • Roster Management
  • Simple Benefit Design
  • Basic Implementation
  • Customer Support (email only)
  • Benefit Communication Templates

Premium

  • IRS & ACA Compliance Strategy
  • Knowledge Center
  • Autopay Employee Premiums
  • Payroll Implementation
  • Roster Management
  • Employee Shopping Guidance
  • Custom Benefit Design
  • Guided, Remote Implementation
  • Customer Success Team Support (email & phone)
  • Customized Communication Plan
  • Employee Virtual Education

Professional

  • IRS & ACA Compliance Strategy
  • Knowledge Center
  • Autopay Employee Premiums
  • Payroll Implementation
  • Roster Management
  • Employee Shopping Guidance
  • Custom Benefit Design
  • Comprehensive Implementation *
  • Core Strategic Team Support
  • Customized Communication Plan
  • Managed Employee Education *
  • Designated Strategic Consultant *
  • Quarterly Business Reviews *
  • Annual Benefit Strategy Check *
  • Integrations (ADP, Ancillaries, etc.)
  • ALE Compliance Reporting
  • Teladoc Membership with Unlimited $0 Copays

Wage+

Basic

  • IRS & ACA Compliance Strategy
  • Knowledge Center
  • Autopay Employee Premiums
  • Payroll Implementation
  • Roster Management
  • Simple Benefit Design
  • Basic Implementation
  • Customer Support (email only)
  • Benefit Communication Templates

Premium

  • IRS & ACA Compliance Strategy
  • Knowledge Center
  • Autopay Employee Premiums
  • Payroll Implementation
  • Roster Management
  • Employee Shopping Guidance
  • Custom Benefit Design
  • Guided, Remote Implementation
  • Customer Success Team Support (email & phone)
  • Customized Communication Plan
  • Employee Virtual Education

Professional

  • IRS & ACA Compliance Strategy
  • Knowledge Center
  • Autopay Employee Premiums
  • Payroll Implementation
  • Roster Management
  • Employee Shopping Guidance
  • Custom Benefit Design
  • Comprehensive Implementation *
  • Core Strategic Team Support
  • Customized Communication Plan
  • Managed Employee Education *
  • Designated Strategic Consultant *
  • Quarterly Business Reviews *
  • Annual Benefit Strategy Check *
  • Integrations (ADP, Ancillaries, etc.)
  • ALE Compliance Reporting
  • Teladoc Membership with Unlimited $0 Copays