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The Best Ways to Cut Costs on Healthcare

The Best Ways to Cut Costs on Healthcare

Best Ways to Cut Costs on Healthcare | Remodel Health is the health benefits software for employers that helps you save money and care better for your team.

One of the biggest topics of conversation within an organization is its budget. Without a well-planned budget, you won’t be able to accomplish your mission well with your team.   Considering that health benefits are generally the second highest line item on a company budget — just below payroll — the notion of cutting costs on […]

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Introducing ICHRA+™: Rethink Employee Health Benefits

Intoducing ICHRA+™: Rethink Employee Health Benefits | Remodel Health is the health benefits software and consulting service for employers

Individual Coverage HRAs (or ICHRA, pronounced “ick-ruh”) are among the newest healthcare innovations, having just been released in January 2020. ICHRAs allow employers to give employees a budget to spend on healthcare rather than providing the insurance product itself.   The Department of Labor projects 800,000+ employers will move away from traditional group plans and toward […]

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How do ICHRAs work?

How do ICHRAs work? | Remodel Health is a proud partner of Brotherhood Mutual Insurance Company

There has been a lot of buzz around Individual Coverage HRAs (ICHRA) since they became available in 2020.  Because the Individual Marketplace has continued to grow so significantly, many employers are excited by the possibility of providing better plan selection for their employees while still improving budget control. Understanding how these new HRAs work is […]

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Who can use an ICHRA?

Who can use an ICHRA | Remodel Health is the health benefits software for employers that helps you save money and care better for your team.

Individual Coverage HRAs (ICHRA) became available in January of 2020 and offer employers the ability to offer healthcare budgets instead of healthcare plans. This is beneficial for both employers and their employees, since an ICHRA allows individuals to choose their own healthcare plans.  The Department of Labor projects that nearly 1 million employers will ditch […]

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Individual Coverage HRAs (ICHRA)

Individual Coverage HRAs (ICHRA) | Remodel Health is the health benefits software for employers.

In January 2020, we saw the most significant development in health insurance take place since the Affordable Care Act. Individual Coverage HRAs—also called “ICHRA” (ick-ruh)—finally launched after 15 months of coordination between government agencies following a presidential executive order.   Fundamentally, Individual Coverage HRAs allow employers to offer health benefits to their employees in the form […]

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4 Alternative Group Health Plans

4 Alternative Group Health Plans | Remodel Health is the health benefits software and consulting that helps employers save money and care better.

Traditional group health plans have been around for several decades. Boiled down, traditional insurance means a monthly premium is paid for a plan, and most of the risk is then transferred from the individual to the carrier.  Traditional group plans consist of the same core elements: deductibles, copays, coinsurance, and the infamous out-of-pocket max. Every […]

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An Intro to ICHRA (Individual Coverage HRAs)

An Intro to ICHRA Individual Coverage HRA | Remodel Health is the health benefits software for employers that helps you save money and care better for your team.

Important Notice:  Remodel Health does not intend to provide specific insurance, legal, or tax advice. Remodel Health always recommends to consult with your own professional representation to properly evaluate the information presented and its appropriate application to your particular situation. Individual Coverage HRAs just became available in 2020. This innovative health benefits solution is projected […]

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5 Ways To Use HRAs

  Most employers are aware of how important it is to provide employees healthcare. Many times, an employer helps by purchasing the best priced insurance plan they can find and leave it at that. In most cases, employers don’t want to overspend, especially on healthcare. After all, 50% of employees account for only 3% of […]

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Update to HRAs: Individual Coverage

HRAs

Just last week, new HRA rules have been announced in a joint publication by multiple Federal agencies. These rules open up more options to employers who want to help their employees find affordable health coverage, specifically in the form of new HRAs. These two new HRAs are called an Individual Coverage HRA and the Excepted […]

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